The Road to Homeownership
Purchasing your first home can be challenging and exciting adventure. It is imperative that you complete the Pre-Approval process with First Castle Financial before starting any home search. A pre-approval letter helps narrow your home search to attainable properties and could make the difference between getting your offer approved. Knowing your pre approval amount will allow you and your Real Estate agent to create a list of the best homes available within your financial range.
Your “Perfect” Home
Make a list of your Wants/ Must Haves in a home. Specifics make a huge difference. For example, you may want to factor in an extra room to serve as a home office. This narrows the search for you and the agent. A double vanity bathroom may be desired for you and your partner, if a home office is not a must, it may lead you to accept a smaller home to stay within your budget.
Begin on the Internet
There are numerous websites to start your online home search. These sites pull from real estate databases throughout the United States to populate area listings. Realtors and or Realists often have the most up-to-date listing at their disposal. Mobile apps that can instantly pull the latest listings for you while on the road are readily available. This is a great option for buyers who are driving through neighborhoods who wish to attain instant information about a specific home. Ask your First Castle Financial Loan Officer for more information.
Trust Your Agent
Once the search is narrowed, lean on the agent for their expertise and area knowledge. A home may be beautiful but could be backed next to a freeway or some other issue that only an experienced agent can identify. These issues can affect the resale value and need to be identified before proceeding. Remember, this is why choosing an agent that is an area expert is a must. First Castle Financial works with experienced trustworthy agents.. Get connected with First Castle Financial today!
Attend Open Houses with Intention
Viewing homes in person can change the desired criteria compared to what you think will work. Ask your real estate agent to send you notifications of upcoming Open Houses as well as checking online and on social media.
Arrive Early
Arrive to Open Houses early to view the neighborhood and even potentially meet some of the neighbors. Getting to know the neighborhood you potentially may live in can help in the decision process and eliminate homes as well. Envision yourself as part of that community.
Picking up the keys to your dream home is the last step in the process. There are a few important steps you should consider first.